Test a bank transfer and its reference number

The checks that matter

Choosing which account the money comes from is as important as choosing where it goes, and it is the part most transfer tests leave on a default.

• The recipient - selected from saved contacts and restated before sending.
• The source account - chosen explicitly rather than accepting whichever is default.
• The memo - free text carried through to the confirmation.
• The reference number - the value the customer quotes if the money does not arrive.

Asserting the source account matters because a transfer taken from a savings account rather than checking can overdraw one and breach a withdrawal limit on the other, while the recipient and amount both look perfectly correct.

The flow as a test file

The login is compressed into a single step because it is setup rather than subject, which keeps the three transfer steps separately attributable.

---
mode: testing
url: https://my-testing-repo-main.vercel.app/chase-clone-app?reset=true
max_steps: 50
tags: [chase, banking, payments]
---

# Chaise Bank 23.2: Zelly transfer

Catalog objective: send a Zelly payment to a saved contact.
Key assertion: a confirmation with a reference number is shown.

## Sign in
Type "priya.nair" into "Username", "Bank2026!" into "Password", click "Sign in", type "483921" into "One-time code", and click "Verify and sign in".

## Open Zelly and choose a recipient
Go to https://my-testing-repo-main.vercel.app/chase-clone-app/zelle and choose "Tom Alvarez", then verify "Sending to" reads "Tom Alvarez".

## Send the money
Select the Total Checking account in "From account", type "120" into "Amount", type "Half of the tickets" into "Memo", and click "Send money".

## Verify the confirmation and reference number
Verify a green banner titled "Money sent" says "$120.00" was sent to "Tom Alvarez", with "Reference number" of "ZL-154800", "Amount" of "$120.00" and "Memo" of "Half of the tickets".

The confirmation is asserted for the reference number, the amount and the memo together, so a transfer confirmed without a traceable reference fails.

Step by step coverage

Authentication, selection, the send and the record.

The step ceiling is raised to 50 to accommodate the login, which is the cost of testing anything behind a two-factor gate.

Adding it to a suite

kane-cli testmd run tests/chase/zelle-transfer_test.md

Add a transfer that exceeds the available balance, since the refusal is what protects the customer from a fee.

Flows behind a login benefit from a saved browser profile. The Kane CLI introduction covers profiles, and evidence based QA covers keeping proof of a money movement.