Test a UPI transfer from address to wallet balance

The flow under test

The address resolution is the safety step and the balance is the proof, with the receipt sitting between them.

• The address resolves to a name - a badge reading that the payment is going to Tom Alvarez.
• The balance before - 4,820 rupees, captured before the send.
• The receipt - transaction id, recipient with their address, amount and the note.
• The balance after - 4,320 rupees, which is the starting figure less the 500 sent.

Asserting the recipient name and the address together on the receipt is what catches a transfer that resolved one account and paid another. Either value alone would look correct.

The test file

The note is free text travelling through a payment and back out into a receipt, which is where encoding problems surface, so it is asserted exactly.

---
mode: testing
url: https://my-testing-repo-main.vercel.app/paytm-clone-app/upi?reset=true
max_steps: 45
tags: [paytm, fintech, upi]
---

# Paytem 20.1: UPI transfer

Catalog objective: send money to a UPI id with a note.
Key assertion: the success screen appears and the transaction is in the history.

## Resolve the UPI ID
Type "tom@okhdfb" into "UPI ID", click "Verify", and verify a badge reads "Paying Tom Alvarez".

## Enter the amount and note
Type "500" into "Amount" and "Dinner share" into "Note", and verify "Wallet balance" reads "₹4,820.00".

## Send
Click "Send" and verify a green banner titled "Payment successful" says "₹500.00" was sent to "Tom Alvarez".

## Verify the receipt and the history
Verify the receipt shows "Transaction ID" of "PTM9095900", "To" of "Tom Alvarez · tom@okhdfb", "Amount" of "₹500.00" and "Note" of "Dinner share", then go to https://my-testing-repo-main.vercel.app/paytm-clone-app and verify the wallet reads "₹4,320.00" with a transaction listed.

The final step navigates to the account page rather than reading the confirmation, because the wallet balance is the independent record of what the transfer cost.

Step by step coverage

Resolution, entry, send, and an independent check.

Capturing the balance in step two rather than step one is deliberate: it is asserted on the screen where the sender actually sees it while deciding whether to send.

Running it

kane-cli testmd run tests/paytm/upi-transfer_test.md

Add a variant with an unresolvable address, since refusing to send is the behaviour that protects the customer.

Payment notes and recipient names are exactly the strings that break under a locale change. Exact string assertions covers pinning them, and the test.md format covers the file layout used here.